E
Century Ins Co (Guam) Ltd
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
56
6
62
9.68%
23.31%
2023
44
2
46
4.35%
22.83%
2022
29
3
32
9.38%
23.10%
2021
28
1
29
3.45%
22.81%
2020
30
1
31
3.23%
21.51%
2019
53
1
54
1.85%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
37
0
37
0.00%
47.44%
2023
24
3
27
11.11%
47.29%
2022
18
3
21
14.29%
45.44%
2021
12
0
12
0.00%
44.40%
2020
9
1
10
10.00%
42.45%
2019
28
0
28
0.00%
44.33%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
7
0
7
0.00%
39.58%
2023
106
8
114
7.02%
36.96%
2022
8
1
9
11.11%
37.07%
2021
6
0
6
0.00%
39.17%
2020
8
0
8
0.00%
35.42%
2019
4
0
4
0.00%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
22
2
24
8.33%
12.20%
2023
32
0
32
0.00%
16.34%
2022
9
1
10
10.00%
11.13%
2021
8
2
10
20.00%
18.93%
2020
7
2
9
22.22%
20.93%
2019
33
3
36
8.33%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
45
0
45
0.00%
45.22%
2023
54
0
54
0.00%
44.64%
2022
36
1
37
2.70%
46.15%
2021
26
0
26
0.00%
46.87%
2020
22
0
22
0.00%
43.90%
2019
39
0
39
0.00%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
261
8
269
2.97%
35.33%
2023
253
14
267
5.24%
35.67%
2022
197
5
202
2.48%
37.14%
2021
157
10
167
5.99%
35.46%
2020
134
7
141
4.96%
33.86%
2019
266
11
277
3.97%
34.01%