B
Prescient National Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Prescient National Ins Co
Charlotte, NC
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 8.90
Reserve Adequacy Index 7.00
Stability Index 6.60
Company Info Prescient National Ins Co
Charlotte, NC
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Industry P&C
NAIC Number 12773
Phone Number (704) 927-2860
Website www.prescientnational.com
Address 217 South Tryon Street Charlotte, NC 28202
Balance Sheet Prescient National Ins Co
Charlotte, NC
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Total Assets 134.73M
Capital and Reserves Prescient National Ins Co
Charlotte, NC
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Risk-Adjusted Capital Ratio #1 8.30
Risk-Adjusted Capital Ratio #2 6.40
1-Year Reserve Development -160.00%
2-Year Reserve Development -440.00%
Capital 82.98M
Premium to Surplus 30.00%
Reserves to Surplus 20.00%
Investments Prescient National Ins Co
Charlotte, NC
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Prescient National Ins Co
Charlotte, NC
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Medical Loss Ratio --
Cash From Underwriting 160.00%
Combined Ratio 70.00%
Expense Ratio 30.00%
Loss Ratio 42.88%
Net Premium Growth -10.00%
Other Medical Prescient National Ins Co
Charlotte, NC
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Prescient National Ins Co
Charlotte, NC
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Net Income 2.94M
Net Premium 24.44M
Health Premium --