B
Prescient National Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
8.30
Risk Adjusted
Capital Ratio #2
6.40
Loss
Ratio
42.88%
Total
Assets
134.73M
Capital
82.98M
Net
Premiums
24.44M
Net
Income
2.94M
My Lists My Alerts
Weiss Ratings Prescient National Ins Co
Charlotte, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 8.90
Reserve Adequacy Index 7.00
Stability Index 6.60
Company Info Prescient National Ins Co
Charlotte, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 12773
Phone Number (704) 927-2860
Website www.prescientnational.com
Address 217 South Tryon Street Charlotte, NC 28202
Balance Sheet Prescient National Ins Co
Charlotte, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 134.73M
Capital and Reserves Prescient National Ins Co
Charlotte, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 8.30
Risk-Adjusted Capital Ratio #2 6.40
1-Year Reserve Development -160.00%
2-Year Reserve Development -440.00%
Capital 82.98M
Premium to Surplus 30.00%
Reserves to Surplus 20.00%
Investments Prescient National Ins Co
Charlotte, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Prescient National Ins Co
Charlotte, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 160.00%
Combined Ratio 70.00%
Expense Ratio 30.00%
Loss Ratio 42.88%
Net Premium Growth -10.00%
Other Medical Prescient National Ins Co
Charlotte, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Prescient National Ins Co
Charlotte, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 2.94M
Net Premium 24.44M
Health Premium --