Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1,790
43
1,833
2.35%
22.82%
2022
1,791
41
1,832
2.24%
23.10%
2021
1,655
43
1,698
2.53%
22.81%
2020
1,676
33
1,709
1.93%
21.51%
2019
2,430
270
2,700
10.00%
22.66%
2018
2,302
270
2,572
10.50%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
1
1
2
50.00%
45.41%
2018
1
1
2
50.00%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
36
4
40
10.00%
38.64%
2022
8
4
12
33.33%
39.39%
2021
1
0
1
0.00%
40.41%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1,325
90
1,415
6.36%
36.96%
2022
1,104
75
1,179
6.36%
37.08%
2021
984
91
1,075
8.47%
39.17%
2020
1,480
84
1,564
5.37%
35.42%
2019
1,478
480
1,958
24.51%
35.34%
2018
1,377
450
1,827
24.63%
34.35%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
3
0
3
0.00%
16.34%
2022
2
2
4
50.00%
11.13%
2021
1
0
1
0.00%
18.93%
2020
0
3
3
100.00%
20.93%
2019
0
8
8
100.00%
16.90%
2018
1
6
7
85.71%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
317
22
339
6.49%
44.64%
2022
356
30
386
7.77%
46.15%
2021
297
27
324
8.33%
46.87%
2020
291
18
309
5.83%
43.90%
2019
531
276
807
34.20%
42.09%
2018
567
237
804
29.48%
39.60%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
2
2
100.00%
62.55%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1,912
330
2,242
14.72%
35.70%
2022
2,072
384
2,456
15.64%
37.14%
2021
2,276
322
2,598
12.39%
35.46%
2020
2,376
381
2,757
13.82%
33.86%
2019
4,462
2,879
7,341
39.22%
34.01%
2018
4,340
2,174
6,514
33.37%
32.34%
