B
MDOW Ins Co
HoustonTX
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
202
35
237
14.77%
22.80%
2023
71
10
81
12.35%
22.83%
2022
48
11
59
18.64%
23.10%
2021
44
9
53
16.98%
22.81%
2020
81
11
92
11.96%
21.51%
2019
66
17
83
20.48%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,322
359
1,681
21.36%
39.63%
2023
1,265
208
1,473
14.12%
36.96%
2022
664
195
859
22.70%
37.07%
2021
733
209
942
22.19%
39.17%
2020
1,163
246
1,409
17.46%
35.42%
2019
793
317
1,110
28.56%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
1
1
2
50.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
82
15
97
15.46%
45.00%
2023
25
10
35
28.57%
44.64%
2022
21
7
28
25.00%
46.15%
2021
24
7
31
22.58%
46.87%
2020
35
9
44
20.45%
43.90%
2019
27
12
39
30.77%
42.09%