C
Privilege Underwriters Recpl
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.51
Risk Adjusted
Capital Ratio #2
0.91
Loss
Ratio
60.38%
Total
Assets
2.91B
Capital
985.79M
Net
Premiums
1.72B
Net
Income
39.23M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
17,547
42
17,589
0.24%
23.88%
2024
17,991
1,945
19,936
9.76%
23.31%
2023
19,061
2,641
21,702
12.17%
22.83%
2022
18,241
1,713
19,954
8.58%
23.10%
2021
16,644
1,638
18,282
8.96%
22.81%
2020
13,649
1,181
14,830
7.96%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3,215
11
3,226
0.34%
38.98%
2024
3,759
2,673
6,432
41.56%
39.58%
2023
4,692
2,913
7,605
38.30%
36.96%
2022
3,766
3,416
7,182
47.56%
37.07%
2021
5,520
3,782
9,302
40.66%
39.17%
2020
4,284
2,829
7,113
39.77%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
5
0
5
0.00%
13.25%
2024
9
65
74
87.84%
12.32%
2023
7
74
81
91.36%
16.34%
2022
8
64
72
88.89%
11.13%
2021
8
47
55
85.45%
18.93%
2020
0
41
41
100.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3,570
13
3,583
0.36%
45.21%
2024
3,514
2,748
6,262
43.88%
45.23%
2023
3,622
2,842
6,464
43.97%
44.64%
2022
3,339
3,297
6,636
49.68%
46.15%
2021
3,086
3,151
6,237
50.52%
46.87%
2020
2,546
2,132
4,678
45.58%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
34.83%
2024
0
2
2
100.00%
35.33%
2023
0
0
0
0.00%
35.67%
2022
0
6
6
100.00%
37.14%
2021
11
5
16
31.25%
35.46%
2020
0
8
8
100.00%
33.86%