Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1,027
378
1,405
26.90%
22.82%
2022
796
310
1,106
28.03%
23.10%
2021
859
322
1,181
27.27%
22.81%
2020
883
303
1,186
25.55%
21.51%
2019
1,254
511
1,765
28.95%
22.66%
2018
1,754
575
2,329
24.69%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
25
14
39
35.90%
47.27%
2022
28
26
54
48.15%
45.41%
2021
33
30
63
47.62%
44.40%
2020
36
28
64
43.75%
42.42%
2019
61
54
115
46.96%
44.33%
2018
60
60
120
50.00%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
127
135
262
51.53%
38.64%
2022
129
110
239
46.03%
39.39%
2021
147
128
275
46.55%
40.41%
2020
153
276
429
64.34%
48.09%
2019
164
137
301
45.51%
43.30%
2018
151
140
291
48.11%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
288
145
433
33.49%
36.96%
2022
200
119
319
37.30%
37.08%
2021
310
149
459
32.46%
39.17%
2020
312
160
472
33.90%
35.42%
2019
365
189
554
34.12%
35.34%
2018
315
160
475
33.68%
34.35%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
74.81%
2020
0
1
1
100.00%
80.13%
2019
0
1
1
100.00%
77.47%
2018
0
0
0
0.00%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1
6
7
85.71%
16.34%
2022
2
3
5
60.00%
11.13%
2021
2
3
5
60.00%
18.93%
2020
2
4
6
66.67%
20.93%
2019
4
10
14
71.43%
16.90%
2018
8
9
17
52.94%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
202
218
420
51.90%
44.64%
2022
184
217
401
54.11%
46.15%
2021
215
237
452
52.43%
46.87%
2020
261
262
523
50.10%
43.90%
2019
464
482
946
50.95%
42.09%
2018
600
602
1,202
50.08%
39.60%