C
Houston Specialty Ins Co
Houston,  TX
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.85
Risk Adjusted
Capital Ratio #2
0.62
Loss
Ratio
59.89%
Total
Assets
1.91B
Capital
584.83M
Net
Premiums
429.01M
Net
Income
37.31M
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Weiss Ratings Houston Specialty Ins Co
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Rating C
Capitalization Index 4.00
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 6.10
Reserve Adequacy Index 5.30
Stability Index 6.90
Company Info Houston Specialty Ins Co
Houston, TX 		Click to
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Industry P&C
NAIC Number 12936
Phone Number (713) 935-4820
Website www.skywardinsurance.com
Address 800 Gessner Road Houston, TX 77024
Balance Sheet Houston Specialty Ins Co
Houston, TX 		Click to
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Total Assets 1.91B
Capital and Reserves Houston Specialty Ins Co
Houston, TX 		Click to
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Risk-Adjusted Capital Ratio #1 0.85
Risk-Adjusted Capital Ratio #2 0.62
1-Year Reserve Development -170.00%
2-Year Reserve Development 90.00%
Capital 584.83M
Premium to Surplus 120.00%
Reserves to Surplus 120.00%
Investments Houston Specialty Ins Co
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 12.22%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Houston Specialty Ins Co
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Medical Loss Ratio --
Cash From Underwriting 140.00%
Combined Ratio 80.00%
Expense Ratio 20.00%
Loss Ratio 59.89%
Net Premium Growth 30.00%
Other Medical Houston Specialty Ins Co
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Houston Specialty Ins Co
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Net Income 37.31M
Net Premium 429.01M
Health Premium --