C
HOUSTON SPECIALTY INS CO
Houston,  IL
Rating Date
December 2023
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.78
Risk Adjusted
Capital Ratio #2
0.60
Loss
Ratio
72.10%
Total
Assets
1.02B
Capital
408.17M
Net
Premiums
314.15M
Net
Income
10.86M
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Weiss Ratings HOUSTON SPECIALTY INS CO
Houston, IL 		Click to
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Rating C
Capitalization Index 3.80
Investment Safety Index --
Liquidity Index 6.50
Profitability Index 5.60
Reserve Adequacy Index 6.30
Stability Index 4.50
Company Info HOUSTON SPECIALTY INS CO
Houston, IL 		Click to
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Industry P&C
NAIC Number 12936
Phone Number (713) 935-4864
Website www.skywardinsurance.com
Address 800 Gessner Suite 600 Houston, IL 77024
Balance Sheet HOUSTON SPECIALTY INS CO
Houston, IL 		Click to
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Total Assets 1.02B
Capital and Reserves HOUSTON SPECIALTY INS CO
Houston, IL 		Click to
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Risk-Adjusted Capital Ratio #1 0.78
Risk-Adjusted Capital Ratio #2 0.60
1-Year Reserve Development 10.00%
2-Year Reserve Development -2.50%
Capital 408.17M
Premium to Surplus 77.00%
Reserves to Surplus 87.50%
Investments HOUSTON SPECIALTY INS CO
Houston, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 33.50%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios HOUSTON SPECIALTY INS CO
Houston, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 222.10%
Combined Ratio 95.90%
Expense Ratio 23.80%
Loss Ratio 72.10%
Net Premium Growth 52.50%
Other Medical HOUSTON SPECIALTY INS CO
Houston, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability HOUSTON SPECIALTY INS CO
Houston, IL 		Click to
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Net Income 10.86M
Net Premium 314.15M
Health Premium --
Weiss Ratings