C
Houston Specialty Ins Co
Houston,  TX
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.70
Risk Adjusted
Capital Ratio #2
0.50
Loss
Ratio
62.50%
Total
Assets
1.76B
Capital
545.03M
Net
Premiums
632.03M
Net
Income
18.71M
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Weiss Ratings Houston Specialty Ins Co
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Rating C
Capitalization Index 3.30
Investment Safety Index --
Liquidity Index 7.30
Profitability Index 6.00
Reserve Adequacy Index 5.10
Stability Index 6.90
Company Info Houston Specialty Ins Co
Houston, TX 		Click to
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Industry P&C
NAIC Number 12936
Phone Number (713) 935-4820
Website www.skywardinsurance.com
Address 800 Gessner Road Houston, TX 77024
Balance Sheet Houston Specialty Ins Co
Houston, TX 		Click to
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Total Assets 1.76B
Capital and Reserves Houston Specialty Ins Co
Houston, TX 		Click to
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Risk-Adjusted Capital Ratio #1 0.70
Risk-Adjusted Capital Ratio #2 0.50
1-Year Reserve Development 90.00%
2-Year Reserve Development 470.00%
Capital 545.03M
Premium to Surplus 120.00%
Reserves to Surplus 120.00%
Investments Houston Specialty Ins Co
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 13.08%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Houston Specialty Ins Co
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Medical Loss Ratio --
Cash From Underwriting 160.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 62.50%
Net Premium Growth 30.00%
Other Medical Houston Specialty Ins Co
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Houston Specialty Ins Co
Houston, TX 		Click to
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Net Income 18.71M
Net Premium 632.03M
Health Premium --