North Light Specialty Ins Co

Northbrook, IL

Rating Date

April 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

2.10

Risk Adjusted
Capital Ratio #2

1.40

Loss
Ratio

31.48%

Total
Assets

240.15M

Capital

121.09M

Net
Premiums

104.87M

Net
Income

30.02M

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Weiss Ratings	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	7.30
Investment Safety Index	--
Liquidity Index	6.40
Profitability Index	2.90
Reserve Adequacy Index	6.90
Stability Index	6.50

Company Info	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	13167
Phone Number	(847) 402-5000
Website	www.northlightspecialty.com
Address	3100 Sanders Road Northbrook, IL 60062

Balance Sheet	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Total Assets	240.15M

Capital and Reserves	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.10
Risk-Adjusted Capital Ratio #2	1.40
1-Year Reserve Development	180.00%
2-Year Reserve Development	220.00%
Capital	121.09M
Premium to Surplus	90.00%
Reserves to Surplus	20.00%

Investments	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	210.00%
Combined Ratio	60.00%
Expense Ratio	30.00%
Loss Ratio	31.48%
Net Premium Growth	40.00%

Other Medical	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Net Income	30.02M
Net Premium	104.87M
Health Premium	--