North Light Specialty Ins Co

Northbrook, IL

Rating Date

April 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

2.60

Risk Adjusted
Capital Ratio #2

1.80

Loss
Ratio

32.62%

Total
Assets

224.12M

Capital

109.60M

Net
Premiums

75.26M

Net
Income

19.29M

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Weiss Ratings	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	7.40
Investment Safety Index	--
Liquidity Index	6.70
Profitability Index	2.90
Reserve Adequacy Index	7.00
Stability Index	4.90

Company Info	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	13167
Phone Number	(847) 402-5000
Website	www.northlightspecialty.com
Address	3100 Sanders Road Northbrook, IL 60062

Balance Sheet	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Total Assets	224.12M

Capital and Reserves	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.60
Risk-Adjusted Capital Ratio #2	1.80
1-Year Reserve Development	-350.00%
2-Year Reserve Development	30.00%
Capital	109.60M
Premium to Surplus	70.00%
Reserves to Surplus	10.00%

Investments	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	160.00%
Combined Ratio	70.00%
Expense Ratio	40.00%
Loss Ratio	32.62%
Net Premium Growth	0.00%

Other Medical	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Net Income	19.29M
Net Premium	75.26M
Health Premium	--