A
Zenith Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.60
Risk Adjusted
Capital Ratio #2
1.30
Loss
Ratio
57.74%
Total
Assets
1.91B
Capital
705.64M
Net
Premiums
724.39M
Net
Income
7.63M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
557
109
666
16.37%
23.31%
2023
619
109
728
14.97%
22.83%
2022
623
109
732
14.89%
23.10%
2021
272
41
313
13.10%
22.81%
2020
507
101
608
16.61%
21.51%
2019
673
157
830
18.92%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
279
94
373
25.20%
47.44%
2023
293
120
413
29.06%
47.29%
2022
305
94
399
23.56%
45.44%
2021
142
42
184
22.83%
44.40%
2020
253
93
346
26.88%
42.45%
2019
446
125
571
21.89%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
424
121
545
22.20%
41.75%
2023
563
179
742
24.12%
38.64%
2022
515
158
673
23.48%
39.39%
2021
549
160
709
22.57%
40.41%
2020
430
131
561
23.35%
48.09%
2019
517
127
644
19.72%
43.30%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
81.35%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
28
43
71
60.56%
12.20%
2023
30
49
79
62.03%
16.34%
2022
28
52
80
65.00%
11.13%
2021
15
13
28
46.43%
18.93%
2020
38
34
72
47.22%
20.93%
2019
12
30
42
71.43%
16.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
14,131
2,827
16,958
16.67%
35.33%
2023
14,112
2,918
17,030
17.13%
35.67%
2022
14,243
2,992
17,235
17.36%
37.14%
2021
14,622
3,150
17,772
17.72%
35.46%
2020
12,961
2,724
15,685
17.37%
33.86%
2019
18,457
2,849
21,306
13.37%
34.01%