C
First Chicago Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.12
Risk Adjusted
Capital Ratio #2
0.91
Loss
Ratio
66.80%
Total
Assets
417.42M
Capital
126.05M
Net
Premiums
210.10M
Net
Income
12.78M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3,657
5,685
9,342
60.85%
23.88%
2024
3,726
4,970
8,696
57.15%
23.31%
2023
3,730
6,159
9,889
62.28%
22.83%
2022
3,528
6,732
10,260
65.61%
23.10%
2021
3,601
5,865
9,466
61.96%
22.81%
2020
3,346
4,396
7,742
56.78%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
403
1,140
1,543
73.88%
49.08%
2024
365
789
1,154
68.37%
47.46%
2023
203
648
851
76.15%
47.29%
2022
222
556
778
71.47%
45.44%
2021
140
207
347
59.65%
44.40%
2020
208
268
476
56.30%
42.45%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
15
15
100.00%
38.98%
2024
3
24
27
88.89%
39.58%
2023
0
7
7
100.00%
36.96%
2022
2
4
6
66.67%
37.07%
2021
1
10
11
90.91%
39.17%
2020
1
10
11
90.91%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
2
3
66.67%
13.25%
2024
0
1
1
100.00%
12.32%
2023
1
3
4
75.00%
16.34%
2022
2
2
4
50.00%
11.13%
2021
0
5
5
100.00%
18.93%
2020
2
10
12
83.33%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
5,255
13,654
18,909
72.21%
45.21%
2024
4,936
12,221
17,157
71.23%
45.23%
2023
2,268
7,239
9,507
76.14%
44.64%
2022
2,346
7,901
10,247
77.11%
46.15%
2021
2,688
6,418
9,106
70.48%
46.87%
2020
2,450
4,001
6,451
62.02%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
0
0
0.00%
35.46%
2020
2
12
14
85.71%
33.86%