B
Fire Districts Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.41
Risk Adjusted
Capital Ratio #2
3.52
Loss
Ratio
99.38%
Total
Assets
22.54M
Capital
13.94M
Net
Premiums
1.35M
Net
Income
601.57K
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Weiss Ratings Fire Districts Ins Co
Pearl River, NY 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 9.40
Profitability Index 7.60
Reserve Adequacy Index 9.30
Stability Index 4.90
Company Info Fire Districts Ins Co
Pearl River, NY 		Click to
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Industry P&C
NAIC Number 13610
Phone Number (845) 352-8855
Website fdmny.com
Address One Blue Hill Plaza Pearl River, NY 10965
Balance Sheet Fire Districts Ins Co
Pearl River, NY 		Click to
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Total Assets 22.54M
Capital and Reserves Fire Districts Ins Co
Pearl River, NY 		Click to
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Risk-Adjusted Capital Ratio #1 5.41
Risk-Adjusted Capital Ratio #2 3.52
1-Year Reserve Development 0.00%
2-Year Reserve Development -420.00%
Capital 13.94M
Premium to Surplus 10.00%
Reserves to Surplus 60.00%
Investments Fire Districts Ins Co
Pearl River, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Fire Districts Ins Co
Pearl River, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 80.00%
Combined Ratio 140.00%
Expense Ratio 40.00%
Loss Ratio 99.38%
Net Premium Growth -10.00%
Other Medical Fire Districts Ins Co
Pearl River, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Fire Districts Ins Co
Pearl River, NY 		Click to
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Net Income 601.57K
Net Premium 1.35M
Health Premium --