A
Western Mutl Ins Co (CA)
Irvine,  CA
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.50
Risk Adjusted
Capital Ratio #2
1.90
Loss
Ratio
63.72%
Total
Assets
114.46M
Capital
85.20M
Net
Premiums
36.65M
Net
Income
1.03M
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Weiss Ratings Western Mutl Ins Co (CA)
Irvine, CA 		Click to
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Rating A
Capitalization Index 8.20
Investment Safety Index --
Liquidity Index 9.20
Profitability Index 8.10
Reserve Adequacy Index 6.90
Stability Index 6.90
Company Info Western Mutl Ins Co (CA)
Irvine, CA 		Click to
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Industry P&C
NAIC Number 13625
Phone Number (949) 724-9402
Website www.westernmutual.com
Address 2172 Dupont Drive Irvine, CA 92612
Balance Sheet Western Mutl Ins Co (CA)
Irvine, CA 		Click to
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Total Assets 114.46M
Capital and Reserves Western Mutl Ins Co (CA)
Irvine, CA 		Click to
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Risk-Adjusted Capital Ratio #1 2.50
Risk-Adjusted Capital Ratio #2 1.90
1-Year Reserve Development 210.00%
2-Year Reserve Development 140.00%
Capital 85.20M
Premium to Surplus 40.00%
Reserves to Surplus 10.00%
Investments Western Mutl Ins Co (CA)
Irvine, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 25.15%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Western Mutl Ins Co (CA)
Irvine, CA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 63.72%
Net Premium Growth 10.00%
Other Medical Western Mutl Ins Co (CA)
Irvine, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Western Mutl Ins Co (CA)
Irvine, CA 		Click to
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Net Income 1.03M
Net Premium 36.65M
Health Premium --