A
Cumberland Mutual Fire Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.30
Risk Adjusted
Capital Ratio #2
1.90
Loss
Ratio
57.77%
Total
Assets
422.28M
Capital
243.72M
Net
Premiums
151.53M
Net
Income
8.56M
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Weiss Ratings Cumberland Mutual Fire Ins Co
Bridgeton, NJ 		Click to
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Rating A
Capitalization Index 8.40
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 4.90
Reserve Adequacy Index 6.00
Stability Index 7.30
Company Info Cumberland Mutual Fire Ins Co
Bridgeton, NJ 		Click to
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Industry P&C
NAIC Number 13684
Phone Number (856) 451-4050
Website www.cumberlandmutual.com
Address 633 Shiloh Pike Bridgeton, NJ 08302
Balance Sheet Cumberland Mutual Fire Ins Co
Bridgeton, NJ 		Click to
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Total Assets 422.28M
Capital and Reserves Cumberland Mutual Fire Ins Co
Bridgeton, NJ 		Click to
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Risk-Adjusted Capital Ratio #1 2.30
Risk-Adjusted Capital Ratio #2 1.90
1-Year Reserve Development -90.00%
2-Year Reserve Development 80.00%
Capital 243.72M
Premium to Surplus 60.00%
Reserves to Surplus 30.00%
Investments Cumberland Mutual Fire Ins Co
Bridgeton, NJ 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 21.75%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Cumberland Mutual Fire Ins Co
Bridgeton, NJ 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 57.77%
Net Premium Growth 10.00%
Other Medical Cumberland Mutual Fire Ins Co
Bridgeton, NJ 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Cumberland Mutual Fire Ins Co
Bridgeton, NJ 		Click to
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Net Income 8.56M
Net Premium 151.53M
Health Premium --