D
James River Casualty Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.50
Risk Adjusted
Capital Ratio #2
0.30
Loss
Ratio
79.03%
Total
Assets
175.34M
Capital
39.84M
Net
Premiums
48.57M
Net
Income
-139.21K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
39
0
39
0.00%
22.82%
2022
30
6
36
16.67%
23.10%
2021
45
10
55
18.18%
22.81%
2020
52
12
64
18.75%
21.51%
2019
24
16
40
40.00%
22.66%
2018
23
8
31
25.81%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
120
11
131
8.40%
47.27%
2022
63
44
107
41.12%
45.41%
2021
69
49
118
41.53%
44.40%
2020
37
43
80
53.75%
42.42%
2019
36
74
110
67.27%
44.33%
2018
101
165
266
62.03%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
5
1
6
16.67%
38.64%
2022
5
2
7
28.57%
39.39%
2021
1
0
1
0.00%
40.41%
2020
6
11
17
64.71%
48.09%
2019
6
6
12
50.00%
43.30%
2018
6
4
10
40.00%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
0
1
0.00%
36.96%
2022
1
0
1
0.00%
37.08%
2021
2
0
2
0.00%
39.17%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
6
6
100.00%
95.21%
2022
0
3
3
100.00%
96.00%
2021
0
5
5
100.00%
93.58%
2020
1
9
10
90.00%
94.02%
2019
1
9
10
90.00%
94.59%
2018
1
14
15
93.33%
94.39%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2020
0
0
0
0.00%
93.85%
2019
0
1
1
100.00%
93.92%
2018
0
5
5
100.00%
92.98%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
9
10
90.00%
74.81%
2022
2
1
3
33.33%
73.22%
2021
1
7
8
87.50%
79.01%
2020
2
8
10
80.00%
80.13%
2019
1
10
11
90.91%
77.47%
2018
2
11
13
84.62%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
12
77
89
86.52%
16.34%
2022
12
79
91
86.81%
11.13%
2021
13
91
104
87.50%
18.93%
2020
12
119
131
90.84%
20.93%
2019
20
146
166
87.95%
16.90%
2018
12
102
114
89.47%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
1
1
100.00%
44.64%
2022
15
13
28
46.43%
46.15%
2021
69
51
120
42.50%
46.87%
2020
81
81
162
50.00%
43.90%
2019
32
180
212
84.91%
42.09%
2018
7
30
37
81.08%
39.60%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
4
4
100.00%
68.07%
2022
0
2
2
100.00%
77.84%
2021
0
2
2
100.00%
84.45%
2020
0
2
2
100.00%
83.02%
2019
0
1
1
100.00%
81.57%
2018
0
2
2
100.00%
88.64%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
2
2
100.00%
62.55%
2022
0
3
3
100.00%
56.52%
2021
1
4
5
80.00%
62.74%
2020
3
23
26
88.46%
61.51%
2019
9
51
60
85.00%
70.02%
2018
5
40
45
88.89%
70.45%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
103
0
103
0.00%
35.70%
2022
92
6
98
6.12%
37.14%
2021
103
7
110
6.36%
35.46%
2020
131
7
138
5.07%
33.86%
2019
126
34
160
21.25%
34.01%
2018
165
29
194
14.95%
32.34%