Major Rating Factors:
Good liquidity (6.6 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Fair overall results on stability tests (3.7) including weak results on operational trends. The largest net exposure for one risk is acceptable at 2.8% of capital. Strong long-term capitalization index (9.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors:
Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent profitability index (8.3).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (49.5%), homeowners (27.7%), comm multi (10.4%), farmowners (6.7%), fire (0.3%), other (5.4%)
Licensed in:
CO, MT, WY
Principal Investments:
Investment grade bonds (91.3%), cash (5.5%), other (3.2%)
Corporate Info
Group Affiliation
Mountain West Farm Bureau Mutual Ins Co
Investment Rating
--
Company Address
931 Boulder Drive
Laramie, WY 82070
Laramie, WY 82070
Phone Number
(307) 745-4835
NAIC Number
13686
Website
Largest Affiliates