Major Rating Factors:
Fair overall results on stability tests (3.7 on a scale of 0 to 10) including weak results on operational trends. The largest net exposure for one risk is conservative at 1.9% of capital. Strong long-term capitalization index (9.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Ample reserve history (8.2) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (7.0) despite operating losses during 2020. Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (54.8%), homeowners (23.4%), comm multi (9.3%), farmowners (6.5%), fire (0.4%), other (5.6%)
Licensed in:
CO, MT, WY
Principal Investments:
Investment grade bonds (84.1%), cash (7.3%), other (8.6%)
Corporate Info
Group Affiliation
Mountain West Farm Bureau Mutual Ins Co
Investment Rating
--
Company Address
931 Boulder Drive
Laramie, WY 82070
Laramie, WY 82070
Phone Number
(307) 745-4835
NAIC Number
13686
Website
Largest Affiliates