A
Dorchester Mutual Ins Co
Dedham,  MA
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.70
Risk Adjusted
Capital Ratio #2
2.50
Loss
Ratio
62.91%
Total
Assets
143.28M
Capital
72.80M
Net
Premiums
43.66M
Net
Income
1.73M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
943
67
1,010
6.63%
22.82%
2022
0
0
0
0.00%
23.10%
2021
789
57
846
6.74%
22.81%
2020
707
43
750
5.73%
21.51%
2019
925
62
987
6.28%
22.66%
2018
909
67
976
6.86%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
17
2
19
10.53%
47.27%
2022
0
0
0
0.00%
45.41%
2021
18
1
19
5.26%
44.40%
2020
13
2
15
13.33%
42.42%
2019
20
4
24
16.67%
44.33%
2018
17
1
18
5.56%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
85
60
145
41.38%
38.64%
2022
0
0
0
0.00%
39.39%
2021
77
52
129
40.31%
40.41%
2020
72
37
109
33.94%
48.09%
2019
65
37
102
36.27%
43.30%
2018
90
47
137
34.31%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
167
58
225
25.78%
36.96%
2022
0
0
0
0.00%
37.08%
2021
197
69
266
25.94%
39.17%
2020
197
55
252
21.83%
35.42%
2019
174
58
232
25.00%
35.34%
2018
262
87
349
24.93%
34.35%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
2018
0
0
0
0.00%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
163
19
182
10.44%
44.64%
2022
0
0
0
0.00%
46.15%
2021
132
16
148
10.81%
46.87%
2020
123
19
142
13.38%
43.90%
2019
186
30
216
13.89%
42.09%
2018
190
27
217
12.44%
39.60%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
2
9
11
81.82%
35.70%
2022
0
0
0
0.00%
37.14%
2021
1
6
7
85.71%
35.46%
2020
0
9
9
100.00%
33.86%
2019
1
21
22
95.45%
34.01%
2018
1
18
19
94.74%
32.34%