A
Dorchester Mutual Ins Co
Dedham,  MA
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.37
Risk Adjusted
Capital Ratio #2
2.34
Loss
Ratio
58.67%
Total
Assets
154.66M
Capital
76.81M
Net
Premiums
35.97M
Net
Income
1.72M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,233
73
1,306
5.59%
23.31%
2023
943
67
1,010
6.63%
22.83%
2022
0
0
0
0.00%
23.10%
2021
789
57
846
6.74%
22.81%
2020
707
43
750
5.73%
21.51%
2019
925
62
987
6.28%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
16
2
18
11.11%
47.45%
2023
17
2
19
10.53%
47.29%
2022
0
0
0
0.00%
45.44%
2021
18
1
19
5.26%
44.40%
2020
13
2
15
13.33%
42.45%
2019
20
4
24
16.67%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
52
40
92
43.48%
41.74%
2023
85
60
145
41.38%
38.64%
2022
0
0
0
0.00%
39.39%
2021
77
52
129
40.31%
40.41%
2020
72
37
109
33.94%
48.09%
2019
65
37
102
36.27%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
135
47
182
25.82%
39.58%
2023
167
58
225
25.78%
36.96%
2022
0
0
0
0.00%
37.07%
2021
197
69
266
25.94%
39.17%
2020
197
55
252
21.83%
35.42%
2019
174
58
232
25.00%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
252
26
278
9.35%
45.22%
2023
163
19
182
10.44%
44.64%
2022
0
0
0
0.00%
46.15%
2021
132
16
148
10.81%
46.87%
2020
123
19
142
13.38%
43.90%
2019
186
30
216
13.89%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4
9
13
69.23%
35.33%
2023
2
9
11
81.82%
35.67%
2022
0
0
0
0.00%
37.14%
2021
1
6
7
85.71%
35.46%
2020
0
9
9
100.00%
33.86%
2019
1
21
22
95.45%
34.01%