C
KnightBrook Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Major Rating Factors: Fair reserve development (4.7 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good overall profitability index (5.9) despite operating losses during 2023. Return on equity has been fair, averaging 7.1% over the past five years. Strong long-term capitalization index (8.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Superior liquidity (9.7) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.3). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors: F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (93.2%), fin guar/surety (1.6%), comm multi (1.4%), homeowners (1.0%), other (2.7%)
Licensed in: All states except NY
Principal Investments: Common stock (49.8%), investment grade bonds (34.7%), non investment grade bonds (0.4%), cash (0.3%), other (14.8%)
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Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Don R Hankey Trust
Investment Rating
--
Company Address
4751 Wilshire Boulevard
Los Angeles, CA 90010
Phone Number
(888) 333-8198
NAIC Number
13722
Largest Affiliates
C
Los Angeles, CA - P&C
C
Los Angeles, CA - P&C