C
Guilderland ReIns Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair profitability index (4.8). Fair overall results on stability tests (3.8) including excessive premium growth.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Reinsurance (100.0%)
Licensed in: IN, NY, WI
Principal Investments: Investment grade bonds (80.2%), cash (4.4%), other (15.3%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
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Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Don R Hankey Trust
Investment Rating
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Company Address
4751 Wilshire Boulevard
Los Angeles, CA 90010
Phone Number
(888) 333-8198
NAIC Number
28630
Largest Affiliates
C
Los Angeles, CA - P&C
C
Los Angeles, CA - P&C