B
Essent Guaranty of PA Inc
Radnor,  PA
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
9.60
Risk Adjusted
Capital Ratio #2
8.70
Loss
Ratio
-14.72%
Total
Assets
107.72M
Capital
61.20M
Net
Premiums
1.09M
Net
Income
194.51K
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Weiss Ratings Essent Guaranty of PA Inc
Radnor, PA 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 4.50
Reserve Adequacy Index 9.20
Stability Index 7.00
Company Info Essent Guaranty of PA Inc
Radnor, PA 		Click to
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Industry P&C
NAIC Number 13748
Phone Number (877) 673-8190
Website www.essent.us
Address Two Radnor Corporate Center Radnor, PA 19087
Balance Sheet Essent Guaranty of PA Inc
Radnor, PA 		Click to
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Total Assets 107.72M
Capital and Reserves Essent Guaranty of PA Inc
Radnor, PA 		Click to
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Risk-Adjusted Capital Ratio #1 9.60
Risk-Adjusted Capital Ratio #2 8.70
1-Year Reserve Development -60.00%
2-Year Reserve Development -250.00%
Capital 61.20M
Premium to Surplus 0.00%
Reserves to Surplus 0.00%
Investments Essent Guaranty of PA Inc
Radnor, PA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Essent Guaranty of PA Inc
Radnor, PA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 50.00%
Combined Ratio 180.00%
Expense Ratio 200.00%
Loss Ratio -14.72%
Net Premium Growth -30.00%
Other Medical Essent Guaranty of PA Inc
Radnor, PA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Essent Guaranty of PA Inc
Radnor, PA 		Click to
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Net Income 194.51K
Net Premium 1.09M
Health Premium --