Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
7,066
2,357
9,423
25.01%
22.82%
2022
4,712
1,477
6,189
23.86%
23.10%
2021
6,051
2,229
8,280
26.92%
22.81%
2020
5,862
1,934
7,796
24.81%
21.51%
2019
6,642
2,671
9,313
28.68%
22.66%
2018
7,075
2,850
9,925
28.72%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1,273
738
2,011
36.70%
47.27%
2022
837
488
1,325
36.83%
45.41%
2021
1,204
798
2,002
39.86%
44.40%
2020
1,217
593
1,810
32.76%
42.42%
2019
1,736
873
2,609
33.46%
44.33%
2018
1,609
1,034
2,643
39.12%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
700
325
1,025
31.71%
38.64%
2022
696
225
921
24.43%
39.39%
2021
867
339
1,206
28.11%
40.41%
2020
714
424
1,138
37.26%
48.09%
2019
719
389
1,108
35.11%
43.30%
2018
664
376
1,040
36.15%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
550
256
806
31.76%
36.96%
2022
367
208
575
36.17%
37.08%
2021
559
279
838
33.29%
39.17%
2020
635
347
982
35.34%
35.42%
2019
638
398
1,036
38.42%
35.34%
2018
725
480
1,205
39.83%
34.35%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
1
1
100.00%
74.81%
2022
0
1
1
100.00%
73.22%
2021
2
2
4
50.00%
79.01%
2020
2
7
9
77.78%
80.13%
2019
5
4
9
44.44%
77.47%
2018
4
3
7
42.86%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
239
223
462
48.27%
16.34%
2022
169
121
290
41.72%
11.13%
2021
277
181
458
39.52%
18.93%
2020
304
153
457
33.48%
20.93%
2019
365
307
672
45.68%
16.90%
2018
344
302
646
46.75%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1,112
777
1,889
41.13%
44.64%
2022
662
445
1,107
40.20%
46.15%
2021
987
710
1,697
41.84%
46.87%
2020
1,000
658
1,658
39.69%
43.90%
2019
1,348
870
2,218
39.22%
42.09%
2018
1,456
1,116
2,572
43.39%
39.60%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
2018
0
0
0
0.00%
70.45%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
479
348
827
42.08%
35.70%
2022
155
142
297
47.81%
37.14%
2021
377
339
716
47.35%
35.46%
2020
493
296
789
37.52%
33.86%
2019
642
496
1,138
43.59%
34.01%
2018
661
249
910
27.36%
32.34%