C
Farmers Mutl Hail Ins Co of IA
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.61
Risk Adjusted
Capital Ratio #2
1.71
Loss
Ratio
86.12%
Total
Assets
1.59B
Capital
542.60M
Net
Premiums
493.63M
Net
Income
47.87M
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Weiss Ratings Farmers Mutl Hail Ins Co of IA
West Des Moines, IA 		Click to
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Rating C
Capitalization Index 7.90
Investment Safety Index --
Liquidity Index 2.50
Profitability Index 5.00
Reserve Adequacy Index 9.40
Stability Index 5.60
Company Info Farmers Mutl Hail Ins Co of IA
West Des Moines, IA 		Click to
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Industry P&C
NAIC Number 13897
Phone Number (515) 724-5007
Website www.fmh.com
Address 6785 Westown Parkway West Des Moines, IA 50266
Balance Sheet Farmers Mutl Hail Ins Co of IA
West Des Moines, IA 		Click to
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Total Assets 1.59B
Capital and Reserves Farmers Mutl Hail Ins Co of IA
West Des Moines, IA 		Click to
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Risk-Adjusted Capital Ratio #1 2.61
Risk-Adjusted Capital Ratio #2 1.71
1-Year Reserve Development -280.00%
2-Year Reserve Development -750.00%
Capital 542.60M
Premium to Surplus 150.00%
Reserves to Surplus 60.00%
Investments Farmers Mutl Hail Ins Co of IA
West Des Moines, IA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 2.01%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Farmers Mutl Hail Ins Co of IA
West Des Moines, IA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 10.00%
Loss Ratio 86.12%
Net Premium Growth 10.00%
Other Medical Farmers Mutl Hail Ins Co of IA
West Des Moines, IA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Farmers Mutl Hail Ins Co of IA
West Des Moines, IA 		Click to
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Net Income 47.87M
Net Premium 493.63M
Health Premium --