B
Florists Mutual Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.60
Risk Adjusted
Capital Ratio #2
1.90
Loss
Ratio
76.67%
Total
Assets
171.72M
Capital
37.41M
Net
Premiums
45.19M
Net
Income
-501.37K
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Weiss Ratings Florists Mutual Ins Co
Edwardsville, IL 		Click to
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Rating B
Capitalization Index 8.30
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 4.80
Reserve Adequacy Index 6.40
Stability Index 6.40
Company Info Florists Mutual Ins Co
Edwardsville, IL 		Click to
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Industry P&C
NAIC Number 13978
Phone Number (715) 346-6000
Website www.hortica.com
Address One Horticultural Lane Edwardsville, IL 62025
Balance Sheet Florists Mutual Ins Co
Edwardsville, IL 		Click to
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Total Assets 171.72M
Capital and Reserves Florists Mutual Ins Co
Edwardsville, IL 		Click to
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Risk-Adjusted Capital Ratio #1 2.60
Risk-Adjusted Capital Ratio #2 1.90
1-Year Reserve Development 450.00%
2-Year Reserve Development 230.00%
Capital 37.41M
Premium to Surplus 120.00%
Reserves to Surplus 150.00%
Investments Florists Mutual Ins Co
Edwardsville, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 5.14%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Florists Mutual Ins Co
Edwardsville, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 76.67%
Net Premium Growth 30.00%
Other Medical Florists Mutual Ins Co
Edwardsville, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Florists Mutual Ins Co
Edwardsville, IL 		Click to
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Net Income -501.37K
Net Premium 45.19M
Health Premium --