B
GuideOne P&C Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.90
Risk Adjusted
Capital Ratio #2
1.40
Loss
Ratio
64.95%
Total
Assets
510.64M
Capital
234.36M
Net
Premiums
162.60M
Net
Income
2.63M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
153
101
254
39.76%
23.31%
2023
177
90
267
33.71%
22.83%
2022
225
66
291
22.68%
23.10%
2021
158
43
201
21.39%
22.81%
2020
166
54
220
24.55%
21.51%
2019
176
81
257
31.52%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
120
98
218
44.95%
47.44%
2023
130
95
225
42.22%
47.29%
2022
103
71
174
40.80%
45.44%
2021
55
38
93
40.86%
44.40%
2020
77
48
125
38.40%
42.45%
2019
104
45
149
30.20%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
307
258
565
45.66%
41.75%
2023
367
254
621
40.90%
38.64%
2022
357
259
616
42.05%
39.39%
2021
343
209
552
37.86%
40.41%
2020
480
361
841
42.93%
48.09%
2019
491
302
793
38.08%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
0
0
0.00%
37.07%
2020
0
0
0
0.00%
35.42%
2019
0
0
0
0.00%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
1
2
50.00%
81.35%
2023
1
2
3
66.67%
74.87%
2022
0
1
1
100.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
2
2
100.00%
80.13%
2019
0
1
1
100.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
9
18
27
66.67%
12.20%
2023
9
15
24
62.50%
16.34%
2022
8
10
18
55.56%
11.13%
2021
7
8
15
53.33%
18.93%
2020
6
6
12
50.00%
20.93%
2019
5
8
13
61.54%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
0
0
0.00%
46.15%
2020
0
0
0
0.00%
43.90%
2019
0
0
0
0.00%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
136
79
215
36.74%
35.33%
2023
209
117
326
35.89%
35.67%
2022
350
239
589
40.58%
37.14%
2021
172
75
247
30.36%
35.46%
2020
395
205
600
34.17%
33.86%
2019
355
83
438
18.95%
34.01%