A
Frankenmuth Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.80
Risk Adjusted
Capital Ratio #2
2.10
Loss
Ratio
67.00%
Total
Assets
2.01B
Capital
838.31M
Net
Premiums
870.73M
Net
Income
17.94M
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Weiss Ratings Frankenmuth Ins Co
Frankenmuth, MI 		Click to
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Rating A
Capitalization Index 8.70
Investment Safety Index --
Liquidity Index 6.20
Profitability Index 4.30
Reserve Adequacy Index 8.20
Stability Index 7.90
Company Info Frankenmuth Ins Co
Frankenmuth, MI 		Click to
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Industry P&C
NAIC Number 13986
Phone Number (989) 652-6121
Website www.fmins.com
Address One Mutual Avenue Frankenmuth, MI 48787
Balance Sheet Frankenmuth Ins Co
Frankenmuth, MI 		Click to
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Total Assets 2.01B
Capital and Reserves Frankenmuth Ins Co
Frankenmuth, MI 		Click to
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Risk-Adjusted Capital Ratio #1 2.80
Risk-Adjusted Capital Ratio #2 2.10
1-Year Reserve Development 30.00%
2-Year Reserve Development -230.00%
Capital 838.31M
Premium to Surplus 100.00%
Reserves to Surplus 70.00%
Investments Frankenmuth Ins Co
Frankenmuth, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 11.89%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Frankenmuth Ins Co
Frankenmuth, MI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 67.00%
Net Premium Growth 20.00%
Other Medical Frankenmuth Ins Co
Frankenmuth, MI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Frankenmuth Ins Co
Frankenmuth, MI 		Click to
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Net Income 17.94M
Net Premium 870.73M
Health Premium --