Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
933
386
1,319
29.26%
23.31%
2023
944
319
1,263
25.26%
22.83%
2022
1,043
523
1,566
33.40%
23.10%
2021
920
336
1,256
26.75%
22.81%
2020
701
225
926
24.30%
21.51%
2019
593
254
847
29.99%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
882
340
1,222
27.82%
47.45%
2023
738
294
1,032
28.49%
47.29%
2022
865
423
1,288
32.84%
45.44%
2021
831
335
1,166
28.73%
44.40%
2020
768
303
1,071
28.29%
42.45%
2019
719
290
1,009
28.74%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
955
882
1,837
48.01%
41.74%
2023
856
818
1,674
48.86%
38.64%
2022
1,033
800
1,833
43.64%
39.39%
2021
983
981
1,964
49.95%
40.41%
2020
886
1,168
2,054
56.86%
48.09%
2019
760
676
1,436
47.08%
43.30%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
81.44%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
1
0
1
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
46
31
77
40.26%
12.32%
2023
25
44
69
63.77%
16.34%
2022
23
53
76
69.74%
11.13%
2021
38
57
95
60.00%
18.93%
2020
26
33
59
55.93%
20.93%
2019
19
31
50
62.00%
16.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
4
3
7
42.86%
63.97%
2023
1
1
2
50.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2,207
1,569
3,776
41.55%
35.33%
2023
433
522
955
54.66%
35.67%
2022
657
266
923
28.82%
37.14%
2021
643
206
849
24.26%
35.46%
2020
665
256
921
27.80%
33.86%
2019
587
980
1,567
62.54%
34.01%