B
Integrity Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.40
Risk Adjusted
Capital Ratio #2
1.90
Loss
Ratio
68.31%
Total
Assets
115.91M
Capital
49.33M
Net
Premiums
58.59M
Net
Income
1.37M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,341
785
4,126
19.03%
23.31%
2023
3,959
926
4,885
18.96%
22.83%
2022
3,987
922
4,909
18.78%
23.10%
2021
3,735
841
4,576
18.38%
22.81%
2020
3,845
1,069
4,914
21.75%
21.51%
2019
4,165
637
4,802
13.27%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
117
45
162
27.78%
47.44%
2023
126
60
186
32.26%
47.29%
2022
123
68
191
35.60%
45.44%
2021
129
58
187
31.02%
44.40%
2020
137
76
213
35.68%
42.45%
2019
167
37
204
18.14%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
104
48
152
31.58%
41.75%
2023
144
59
203
29.06%
38.64%
2022
133
59
192
30.73%
39.39%
2021
116
64
180
35.56%
40.41%
2020
236
164
400
41.00%
48.09%
2019
192
50
242
20.66%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
915
440
1,355
32.47%
39.58%
2023
1,460
493
1,953
25.24%
36.96%
2022
1,088
420
1,508
27.85%
37.07%
2021
781
376
1,157
32.50%
39.17%
2020
1,177
432
1,609
26.85%
35.42%
2019
976
191
1,167
16.37%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
81.35%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
1
0
1
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.20%
2023
0
1
1
100.00%
16.34%
2022
1
1
2
50.00%
11.13%
2021
1
0
1
0.00%
18.93%
2020
1
0
1
0.00%
20.93%
2019
1
1
2
50.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
700
286
986
29.01%
45.22%
2023
789
320
1,109
28.85%
44.64%
2022
793
341
1,134
30.07%
46.15%
2021
827
285
1,112
25.63%
46.87%
2020
1,008
501
1,509
33.20%
43.90%
2019
1,220
270
1,490
18.12%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
64.47%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
24
15
39
38.46%
35.33%
2023
32
20
52
38.46%
35.67%
2022
37
20
57
35.09%
37.14%
2021
51
22
73
30.14%
35.46%
2020
56
14
70
20.00%
33.86%
2019
72
8
80
10.00%
34.01%