Commercial Multiple Peril
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										191
									
									
										82
									
									
										273
									
									
										30.04%
									
									
										41.74%
									
								
										2023
									
									
										203
									
									
										98
									
									
										301
									
									
										32.56%
									
									
										38.64%
									
								
										2022
									
									
										222
									
									
										96
									
									
										318
									
									
										30.19%
									
									
										39.39%
									
								
										2021
									
									
										267
									
									
										96
									
									
										363
									
									
										26.45%
									
									
										40.41%
									
								
										2020
									
									
										369
									
									
										725
									
									
										1,094
									
									
										66.27%
									
									
										48.09%
									
								
										2019
									
									
										311
									
									
										113
									
									
										424
									
									
										26.65%
									
									
										43.30%
									
								
										Other Liability: Occurrence
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										12.32%
									
								
										2023
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										16.34%
									
								
										2022
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										11.13%
									
								
										2021
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										18.93%
									
								
										2020
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										20.93%
									
								
										2019
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										16.90%