Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
132
70
202
34.65%
42.44%
2024
156
61
217
28.11%
41.75%
2023
139
61
200
30.50%
38.64%
2022
144
60
204
29.41%
39.39%
2021
135
69
204
33.82%
40.41%
2020
172
84
256
32.81%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,631
648
3,279
19.76%
38.98%
2024
2,657
774
3,431
22.56%
39.58%
2023
2,285
633
2,918
21.69%
36.96%
2022
2,100
572
2,672
21.41%
37.07%
2021
1,950
681
2,631
25.88%
39.17%
2020
2,856
683
3,539
19.30%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
4
7
11
63.64%
13.25%
2024
4
5
9
55.56%
12.32%
2023
4
4
8
50.00%
16.34%
2022
6
3
9
33.33%
11.13%
2021
4
3
7
42.86%
18.93%
2020
4
9
13
69.23%
20.93%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%