C
Heritage P&C Ins Co
Tampa,  FL
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.05
Risk Adjusted
Capital Ratio #2
0.71
Loss
Ratio
35.66%
Total
Assets
803.26M
Capital
251.21M
Net
Premiums
398.73M
Net
Income
76.51M
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Weiss Ratings Heritage P&C Ins Co
Tampa, FL 		Click to
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Rating C
Capitalization Index 4.10
Investment Safety Index --
Liquidity Index 6.60
Profitability Index 4.40
Reserve Adequacy Index 3.80
Stability Index 6.80
Company Info Heritage P&C Ins Co
Tampa, FL 		Click to
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Industry P&C
NAIC Number 14407
Phone Number (727) 362-7200
Website www.heritagepci.com
Address 1401 North Westshore Boulevard Tampa, FL 33607
Balance Sheet Heritage P&C Ins Co
Tampa, FL 		Click to
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Total Assets 803.26M
Capital and Reserves Heritage P&C Ins Co
Tampa, FL 		Click to
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Risk-Adjusted Capital Ratio #1 1.05
Risk-Adjusted Capital Ratio #2 0.71
1-Year Reserve Development -1,080.00%
2-Year Reserve Development 3,730.00%
Capital 251.21M
Premium to Surplus 160.00%
Reserves to Surplus 90.00%
Investments Heritage P&C Ins Co
Tampa, FL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 6.15%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Heritage P&C Ins Co
Tampa, FL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 90.00%
Expense Ratio 50.00%
Loss Ratio 35.66%
Net Premium Growth -10.00%
Other Medical Heritage P&C Ins Co
Tampa, FL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Heritage P&C Ins Co
Tampa, FL 		Click to
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Net Income 76.51M
Net Premium 398.73M
Health Premium --