B
Mercer Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
263
127
390
32.56%
22.80%
2023
140
290
430
67.44%
22.83%
2022
288
144
432
33.33%
23.10%
2021
404
182
586
31.06%
22.81%
2020
1,039
349
1,388
25.14%
21.51%
2019
1,194
482
1,676
28.76%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
128
77
205
37.56%
47.78%
2023
81
144
225
64.00%
47.29%
2022
147
77
224
34.38%
45.44%
2021
192
86
278
30.94%
44.40%
2020
502
205
707
29.00%
42.45%
2019
711
355
1,066
33.30%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
34
23
57
40.35%
41.49%
2023
22
39
61
63.93%
38.64%
2022
43
24
67
35.82%
39.39%
2021
59
33
92
35.87%
40.41%
2020
119
176
295
59.66%
48.09%
2019
122
107
229
46.72%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
39.63%
2023
0
0
0
0.00%
36.96%
2022
3
1
4
25.00%
37.07%
2021
78
24
102
23.53%
39.17%
2020
371
238
609
39.08%
35.42%
2019
168
126
294
42.86%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
96.35%
2023
0
0
0
0.00%
95.21%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
2
2
100.00%
81.20%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
37
36
73
49.32%
12.77%
2023
48
39
87
44.83%
16.34%
2022
44
39
83
46.99%
11.13%
2021
56
42
98
42.86%
18.93%
2020
134
80
214
37.38%
20.93%
2019
162
108
270
40.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
45.00%
2021
15
7
22
31.82%
46.87%
2020
92
40
132
30.30%
43.90%
2019
119
60
179
33.52%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
9
9
18
50.00%
64.02%
2023
9
12
21
57.14%
62.55%
2022
12
10
22
45.45%
56.52%
2021
16
11
27
40.74%
62.74%
2020
25
15
40
37.50%
61.51%
2019
39
29
68
42.65%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
51
15
66
22.73%
35.29%
2023
12
44
56
78.57%
35.67%
2022
50
13
63
20.63%
37.14%
2021
71
23
94
24.47%
35.46%
2020
170
51
221
23.08%
33.86%
2019
193
83
276
30.07%
34.01%