Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
682
70
752
9.31%
23.88%
2024
728
155
883
17.55%
23.31%
2023
759
143
902
15.85%
22.83%
2022
754
187
941
19.87%
23.10%
2021
617
220
837
26.28%
22.81%
2020
533
99
632
15.66%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
387
154
541
28.47%
49.08%
2024
310
131
441
29.71%
47.46%
2023
340
140
480
29.17%
47.29%
2022
331
143
474
30.17%
45.44%
2021
325
158
483
32.71%
44.40%
2020
222
55
277
19.86%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
563
249
812
30.67%
42.44%
2024
696
263
959
27.42%
41.75%
2023
805
342
1,147
29.82%
38.64%
2022
854
380
1,234
30.79%
39.39%
2021
789
357
1,146
31.15%
40.41%
2020
659
506
1,165
43.43%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
83.87%
2024
0
0
0
0.00%
81.44%
2023
0
1
1
100.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
51
44
95
46.32%
13.25%
2024
50
50
100
50.00%
12.32%
2023
57
30
87
34.48%
16.34%
2022
48
29
77
37.66%
11.13%
2021
33
37
70
52.86%
18.93%
2020
37
38
75
50.67%
20.93%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
2
3
66.67%
63.59%
2024
1
1
2
50.00%
63.97%
2023
0
1
1
100.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
1
2
3
66.67%
62.74%
2020
0
1
1
100.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
73
43
116
37.07%
34.83%
2024
144
60
204
29.41%
35.33%
2023
152
64
216
29.63%
35.67%
2022
139
68
207
32.85%
37.14%
2021
206
93
299
31.10%
35.46%
2020
207
63
270
23.33%
33.86%