C
Oregon Mutual Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.20
Risk Adjusted
Capital Ratio #2
0.80
Loss
Ratio
85.44%
Total
Assets
251.66M
Capital
50.92M
Net
Premiums
117.43M
Net
Income
-3.39M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,230
1,626
2,856
56.93%
22.80%
2023
3,354
2,458
5,812
42.29%
22.83%
2022
5,362
3,081
8,443
36.49%
23.10%
2021
5,306
2,467
7,773
31.74%
22.81%
2020
4,739
1,774
6,513
27.24%
21.51%
2019
5,785
6,260
12,045
51.97%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
484
171
655
26.11%
47.78%
2023
565
208
773
26.91%
47.29%
2022
495
181
676
26.78%
45.44%
2021
382
160
542
29.52%
44.40%
2020
276
99
375
26.40%
42.45%
2019
292
450
742
60.65%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
517
471
988
47.67%
41.49%
2023
536
512
1,048
48.85%
38.64%
2022
572
430
1,002
42.91%
39.39%
2021
469
437
906
48.23%
40.41%
2020
500
904
1,404
64.39%
48.09%
2019
479
812
1,291
62.90%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
249
143
392
36.48%
39.63%
2023
841
1,077
1,918
56.15%
36.96%
2022
1,240
1,675
2,915
57.46%
37.07%
2021
1,776
1,725
3,501
49.27%
39.17%
2020
1,408
1,638
3,046
53.78%
35.42%
2019
1,172
1,541
2,713
56.80%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
81.20%
2023
0
0
0
0.00%
74.87%
2022
1
0
1
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
9
14
23
60.87%
12.77%
2023
11
11
22
50.00%
16.34%
2022
12
11
23
47.83%
11.13%
2021
31
16
47
34.04%
18.93%
2020
12
5
17
29.41%
20.93%
2019
9
30
39
76.92%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
53
35
88
39.77%
45.00%
2023
537
237
774
30.62%
44.64%
2022
1,098
510
1,608
31.72%
46.15%
2021
1,140
422
1,562
27.02%
46.87%
2020
1,177
434
1,611
26.94%
43.90%
2019
1,688
2,588
4,276
60.52%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
83.13%
2023
0
1
1
100.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
64.02%
2023
0
2
2
100.00%
62.55%
2022
2
0
2
0.00%
56.52%
2021
3
3
6
50.00%
62.74%
2020
2
2
4
50.00%
61.51%
2019
3
7
10
70.00%
70.02%