A
PinnaclePoint Ins Co
Rating Date
November 2024
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.80
Risk Adjusted
Capital Ratio #2
2.70
Loss
Ratio
71.29%
Total
Assets
199.99M
Capital
36.05M
Net
Premiums
21.84M
Net
Income
1.15M
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Weiss Ratings PinnaclePoint Ins Co
Charleston, WV 		Click to
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Rating A
Capitalization Index 9.60
Investment Safety Index --
Liquidity Index 7.40
Profitability Index 6.90
Reserve Adequacy Index 9.30
Stability Index 6.70
Company Info PinnaclePoint Ins Co
Charleston, WV 		Click to
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Industry P&C
NAIC Number 15137
Phone Number (304) 941-1000
Website www.encova.com
Address 400 Quarrier Street Charleston, WV 25301
Balance Sheet PinnaclePoint Ins Co
Charleston, WV 		Click to
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Total Assets 199.99M
Capital and Reserves PinnaclePoint Ins Co
Charleston, WV 		Click to
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Risk-Adjusted Capital Ratio #1 3.80
Risk-Adjusted Capital Ratio #2 2.70
1-Year Reserve Development -170.00%
2-Year Reserve Development -710.00%
Capital 36.05M
Premium to Surplus 60.00%
Reserves to Surplus 100.00%
Investments PinnaclePoint Ins Co
Charleston, WV 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios PinnaclePoint Ins Co
Charleston, WV 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 71.29%
Net Premium Growth 10.00%
Other Medical PinnaclePoint Ins Co
Charleston, WV 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability PinnaclePoint Ins Co
Charleston, WV 		Click to
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Net Income 1.15M
Net Premium 21.84M
Health Premium --
Weiss Ratings