Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
239
0
239
0.00%
23.88%
2023
218
0
218
0.00%
22.83%
2022
168
0
168
0.00%
23.10%
2021
195
0
195
0.00%
22.81%
2020
206
0
206
0.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
80
0
80
0.00%
49.08%
2023
80
0
80
0.00%
47.29%
2022
58
0
58
0.00%
45.44%
2021
88
0
88
0.00%
44.40%
2020
77
0
77
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
56
0
56
0.00%
42.44%
2024
0
0
0
0.00%
41.75%
2023
30
0
30
0.00%
38.64%
2022
37
0
37
0.00%
39.39%
2021
23
0
23
0.00%
40.41%
2020
15
0
15
0.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,686
0
1,686
0.00%
38.98%
2024
0
0
0
0.00%
39.58%
2023
2,330
0
2,330
0.00%
36.96%
2022
2,678
0
2,678
0.00%
37.07%
2021
1,778
0
1,778
0.00%
39.17%
2020
3,280
0
3,280
0.00%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%