A
Point Guard Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.60
Risk Adjusted
Capital Ratio #2
1.60
Loss
Ratio
81.15%
Total
Assets
77.83M
Capital
36.94M
Net
Premiums
47.26M
Net
Income
-575.56K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
179
40
219
18.26%
23.31%
2023
190
128
318
40.25%
22.83%
2022
0
0
0
0.00%
23.10%
2021
192
37
229
16.16%
22.81%
2020
0
0
0
0.00%
21.51%
2019
305
41
346
11.85%
22.66%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
19,809
3,147
22,956
13.71%
45.22%
2023
20,811
3,349
24,160
13.86%
44.64%
2022
19,443
3,097
22,540
13.74%
46.15%
2021
20,332
3,125
23,457
13.32%
46.87%
2020
18,273
3,062
21,335
14.35%
43.90%
2019
26,974
3,731
30,705
12.15%
42.09%