C
US Coastal Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.64
Risk Adjusted
Capital Ratio #2
0.48
Loss
Ratio
73.06%
Total
Assets
74.65M
Capital
22.99M
Net
Premiums
39.12M
Net
Income
1.72M
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Weiss Ratings US Coastal Ins Co
Jonesville, FL 		Click to
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Rating C
Capitalization Index 2.90
Investment Safety Index --
Liquidity Index 6.30
Profitability Index 4.90
Reserve Adequacy Index 3.40
Stability Index 3.50
Company Info US Coastal Ins Co
Jonesville, FL 		Click to
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Industry P&C
NAIC Number 15358
Phone Number (866) 896-7233
Website www.uscoastal.com
Address 301 Northwest 138th Terrace Jonesville, FL 32669
Balance Sheet US Coastal Ins Co
Jonesville, FL 		Click to
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Total Assets 74.65M
Capital and Reserves US Coastal Ins Co
Jonesville, FL 		Click to
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Risk-Adjusted Capital Ratio #1 0.64
Risk-Adjusted Capital Ratio #2 0.48
1-Year Reserve Development 410.00%
2-Year Reserve Development 1,760.00%
Capital 22.99M
Premium to Surplus 170.00%
Reserves to Surplus 60.00%
Investments US Coastal Ins Co
Jonesville, FL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios US Coastal Ins Co
Jonesville, FL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 150.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 73.06%
Net Premium Growth 60.00%
Other Medical US Coastal Ins Co
Jonesville, FL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability US Coastal Ins Co
Jonesville, FL 		Click to
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Net Income 1.72M
Net Premium 39.12M
Health Premium --