C
US Coastal Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.25
Risk Adjusted
Capital Ratio #2
0.96
Loss
Ratio
78.33%
Total
Assets
76.02M
Capital
22.08M
Net
Premiums
-416.59K
Net
Income
987.96K
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Weiss Ratings US Coastal Ins Co
Jonesville, FL 		Click to
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Rating C
Capitalization Index 5.70
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 3.40
Reserve Adequacy Index 3.40
Stability Index 3.20
Company Info US Coastal Ins Co
Jonesville, FL 		Click to
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Industry P&C
NAIC Number 15358
Phone Number (866) 896-7233
Website www.uscoastal.com
Address 301 Northwest 138th Terrace Jonesville, FL 32669
Balance Sheet US Coastal Ins Co
Jonesville, FL 		Click to
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Total Assets 76.02M
Capital and Reserves US Coastal Ins Co
Jonesville, FL 		Click to
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Risk-Adjusted Capital Ratio #1 1.25
Risk-Adjusted Capital Ratio #2 0.96
1-Year Reserve Development 1,030.00%
2-Year Reserve Development 2,290.00%
Capital 22.08M
Premium to Surplus 130.00%
Reserves to Surplus 40.00%
Investments US Coastal Ins Co
Jonesville, FL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios US Coastal Ins Co
Jonesville, FL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 20.00%
Loss Ratio 78.33%
Net Premium Growth 170.00%
Other Medical US Coastal Ins Co
Jonesville, FL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability US Coastal Ins Co
Jonesville, FL 		Click to
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Net Income 987.96K
Net Premium -416.59K
Health Premium --