C
Clear Spring P&C Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Clear Spring P&C Co
Zionsville, IN
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Rating C
Capitalization Index 1.60
Investment Safety Index --
Liquidity Index 1.00
Profitability Index 3.00
Reserve Adequacy Index 3.40
Stability Index 3.60
Company Info Clear Spring P&C Co
Zionsville, IN
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Industry P&C
NAIC Number 15563
Phone Number (781) 790-8690
Website p.clearspringpc.com
Address 10555 Group 1001 Way Zionsville, IN 46077
Balance Sheet Clear Spring P&C Co
Zionsville, IN
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Total Assets 974.70M
Capital and Reserves Clear Spring P&C Co
Zionsville, IN
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Risk-Adjusted Capital Ratio #1 0.48
Risk-Adjusted Capital Ratio #2 0.32
1-Year Reserve Development 61.71%
2-Year Reserve Development 49.68%
Capital 182.91M
Premium to Surplus 270.80%
Reserves to Surplus 316.15%
Investments Clear Spring P&C Co
Zionsville, IN
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 6.20%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Clear Spring P&C Co
Zionsville, IN
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Medical Loss Ratio --
Cash From Underwriting 96.43%
Combined Ratio 137.11%
Expense Ratio 30.09%
Loss Ratio 107.02%
Net Premium Growth 1,280.32%
Other Medical Clear Spring P&C Co
Zionsville, IN
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Clear Spring P&C Co
Zionsville, IN
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Net Income -48.73M
Net Premium 495.32M
Health Premium --