B
Clear Spring P&C Co
Rating Date
November 2024
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.10
Risk Adjusted
Capital Ratio #2
1.00
Loss
Ratio
73.52%
Total
Assets
642.02M
Capital
184.56M
Net
Premiums
35.69M
Net
Income
4.00M
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Weiss Ratings Clear Spring P&C Co
Zionsville, IN 		Click to
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Rating B
Capitalization Index 7.00
Investment Safety Index --
Liquidity Index 7.30
Profitability Index 2.90
Reserve Adequacy Index 8.40
Stability Index 7.20
Company Info Clear Spring P&C Co
Zionsville, IN 		Click to
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Industry P&C
NAIC Number 15563
Phone Number (781) 790-8690
Website p.clearspringpc.com
Address 10555 Group 1001 Way Zionsville, IN 46077
Balance Sheet Clear Spring P&C Co
Zionsville, IN 		Click to
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Total Assets 642.02M
Capital and Reserves Clear Spring P&C Co
Zionsville, IN 		Click to
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Risk-Adjusted Capital Ratio #1 1.10
Risk-Adjusted Capital Ratio #2 1.00
1-Year Reserve Development -30.00%
2-Year Reserve Development -510.00%
Capital 184.56M
Premium to Surplus 20.00%
Reserves to Surplus 20.00%
Investments Clear Spring P&C Co
Zionsville, IN 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 34.80%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Clear Spring P&C Co
Zionsville, IN 		Click to
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Medical Loss Ratio --
Cash From Underwriting 80.00%
Combined Ratio 120.00%
Expense Ratio 40.00%
Loss Ratio 73.52%
Net Premium Growth 20.00%
Other Medical Clear Spring P&C Co
Zionsville, IN 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Clear Spring P&C Co
Zionsville, IN 		Click to
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Net Income 4.00M
Net Premium 35.69M
Health Premium --
Weiss Ratings