B
InterIns Exchange
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
302,758
177,459
480,217
36.95%
22.82%
2022
266,790
171,749
438,539
39.16%
23.10%
2021
243,612
148,510
392,122
37.87%
22.81%
2020
203,675
122,333
326,008
37.52%
21.51%
2019
273,447
157,549
430,996
36.55%
22.66%
2018
274,921
148,359
423,280
35.05%
21.92%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
45,673
28,821
74,494
38.69%
36.96%
2022
35,258
18,903
54,161
34.90%
37.08%
2021
41,418
22,270
63,688
34.97%
39.17%
2020
36,313
21,422
57,735
37.10%
35.42%
2019
39,185
25,351
64,536
39.28%
35.34%
2018
36,838
20,129
56,967
35.33%
34.35%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
0
1
0.00%
16.34%
2022
1
0
1
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
1
0
1
0.00%
20.93%
2019
0
1
1
100.00%
16.90%
2018
1
0
1
0.00%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
92,409
45,754
138,163
33.12%
44.64%
2022
85,982
39,458
125,440
31.46%
46.15%
2021
81,048
35,667
116,715
30.56%
46.87%
2020
76,034
29,469
105,503
27.93%
43.90%
2019
116,782
42,984
159,766
26.90%
42.09%
2018
116,951
41,862
158,813
26.36%
39.60%