A
Residence Mutual Ins Co
Irvine,  CA
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.10
Risk Adjusted
Capital Ratio #2
2.60
Loss
Ratio
63.63%
Total
Assets
172.65M
Capital
122.96M
Net
Premiums
55.50M
Net
Income
1.65M
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Weiss Ratings Residence Mutual Ins Co
Irvine, CA 		Click to
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Rating A
Capitalization Index 9.30
Investment Safety Index --
Liquidity Index 8.80
Profitability Index 8.10
Reserve Adequacy Index 6.70
Stability Index 7.10
Company Info Residence Mutual Ins Co
Irvine, CA 		Click to
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Industry P&C
NAIC Number 15776
Phone Number (949) 724-9402
Website www.westernmutual.com/residencemutual
Address 2172 Dupont Drive Irvine, CA 92612
Balance Sheet Residence Mutual Ins Co
Irvine, CA 		Click to
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Total Assets 172.65M
Capital and Reserves Residence Mutual Ins Co
Irvine, CA 		Click to
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Risk-Adjusted Capital Ratio #1 4.10
Risk-Adjusted Capital Ratio #2 2.60
1-Year Reserve Development 240.00%
2-Year Reserve Development 320.00%
Capital 122.96M
Premium to Surplus 50.00%
Reserves to Surplus 10.00%
Investments Residence Mutual Ins Co
Irvine, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Residence Mutual Ins Co
Irvine, CA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 63.63%
Net Premium Growth 10.00%
Other Medical Residence Mutual Ins Co
Irvine, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Residence Mutual Ins Co
Irvine, CA 		Click to
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Net Income 1.65M
Net Premium 55.50M
Health Premium --