B
Integris Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: History of adequate reserve strength (6.2 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall results on stability tests (6.3) despite excessive premium growth. Stability strengths include good operational trends, good risk adjusted capital for prior years and excellent risk diversification. Fair profitability index (4.0) with operating losses during 2021.
Other Rating Factors: Strong long-term capitalization index (9.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2019. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors: G - Fast asset or premium growth.
Principal Lines of Business: Med mal (100.0%)
Licensed in: CT, MA
Principal Investments: Investment grade bonds (87.4%), common stock (9.1%), other (3.5%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Integris Group Incorporated
Investment Rating
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Company Address
80 Glastonbury Boulevard
Glastonbury, CT 06033
Phone Number
(860) 633-7788
NAIC Number
15890
Website
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Largest Affiliates
E
Jacksonville, FL - P&C
C
Glastonbury, CT - P&C