Rating Date
June 2025
NAIC
Classification
Classification
Risk Adjusted
Capital Ratio #1
Capital Ratio #1
--
Risk Adjusted
Capital Ratio #2
Capital Ratio #2
--
Loss
Ratio
Ratio
--
Total
Assets
Assets
--
Capital
--
Net
Premiums
Premiums
Net
Income
Income
--
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2019
30
7
37
18.92%
22.66%
2018
69
22
91
24.18%
21.92%
2017
304
133
437
30.43%
22.02%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2019
37
14
51
27.45%
44.33%
2018
56
42
98
42.86%
44.16%
2017
316
146
462
31.60%
44.67%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2019
23
15
38
39.47%
43.30%
2018
72
57
129
44.19%
41.13%
2017
204
275
479
57.41%
43.29%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2019
0
0
0
0.00%
35.34%
2018
0
0
0
0.00%
34.35%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2019
0
1
1
100.00%
94.59%
2018
1
7
8
87.50%
94.39%
2017
2
17
19
89.47%
95.31%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2019
2
55
57
96.49%
77.47%
2018
2
79
81
97.53%
77.10%
2017
17
241
258
93.41%
87.16%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2019
7
5
12
41.67%
16.90%
2018
11
7
18
38.89%
11.94%
2017
39
53
92
57.61%
20.44%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2019
0
0
0
0.00%
81.57%
2018
0
0
0
0.00%
88.64%
2017
0
1
1
100.00%
53.55%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2019
0
1
1
100.00%
70.02%
2018
0
2
2
100.00%
70.45%
2017
0
1
1
100.00%
47.26%