C
Lemonade Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Lemonade Ins Co
New York, NY
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Rating C
Capitalization Index 3.00
Investment Safety Index --
Liquidity Index 1.80
Profitability Index 2.90
Reserve Adequacy Index 6.90
Stability Index 6.80
Company Info Lemonade Ins Co
New York, NY
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Industry P&C
NAIC Number 16023
Phone Number (332) 208-8911
Website www.lemonade.com
Address 5 Crosby St New York, NY 10013
Balance Sheet Lemonade Ins Co
New York, NY
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Total Assets 888.83M
Capital and Reserves Lemonade Ins Co
New York, NY
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Risk-Adjusted Capital Ratio #1 0.73
Risk-Adjusted Capital Ratio #2 0.52
1-Year Reserve Development -980.00%
2-Year Reserve Development -1,020.00%
Capital 233.70M
Premium to Surplus 230.00%
Reserves to Surplus 50.00%
Investments Lemonade Ins Co
New York, NY
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Lemonade Ins Co
New York, NY
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Medical Loss Ratio --
Cash From Underwriting 130.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 66.76%
Net Premium Growth 60.00%
Other Medical Lemonade Ins Co
New York, NY
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Lemonade Ins Co
New York, NY
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Net Income 25.34M
Net Premium 529.40M
Health Premium --