C
Lemonade Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.80
Risk Adjusted
Capital Ratio #2
0.60
Loss
Ratio
73.73%
Total
Assets
724.83M
Capital
195.11M
Net
Premiums
335.79M
Net
Income
33.26M
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Weiss Ratings Lemonade Ins Co
New York, NY 		Click to
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Rating C
Capitalization Index 3.00
Investment Safety Index --
Liquidity Index 2.90
Profitability Index 3.90
Reserve Adequacy Index 6.50
Stability Index 6.70
Company Info Lemonade Ins Co
New York, NY 		Click to
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Industry P&C
NAIC Number 16023
Phone Number (322) 208-8911
Website www.lemonade.com
Address 5 Crosby St New York, NY 10013
Balance Sheet Lemonade Ins Co
New York, NY 		Click to
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Total Assets 724.83M
Capital and Reserves Lemonade Ins Co
New York, NY 		Click to
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Risk-Adjusted Capital Ratio #1 0.80
Risk-Adjusted Capital Ratio #2 0.60
1-Year Reserve Development -780.00%
2-Year Reserve Development 70.00%
Capital 195.11M
Premium to Surplus 170.00%
Reserves to Surplus 50.00%
Investments Lemonade Ins Co
New York, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Lemonade Ins Co
New York, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 73.73%
Net Premium Growth 30.00%
Other Medical Lemonade Ins Co
New York, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Lemonade Ins Co
New York, NY 		Click to
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Net Income 33.26M
Net Premium 335.79M
Health Premium --