C
Vault Reciprocal Exchange
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.30
Risk Adjusted
Capital Ratio #2
0.90
Loss
Ratio
50.79%
Total
Assets
185.65M
Capital
90.52M
Net
Premiums
72.51M
Net
Income
3.33M
My Lists My Alerts
Weiss Ratings Vault Reciprocal Exchange
Saint Petersburg, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Capitalization Index 5.20
Investment Safety Index --
Liquidity Index 9.70
Profitability Index 2.80
Reserve Adequacy Index 7.00
Stability Index 3.90
Company Info Vault Reciprocal Exchange
Saint Petersburg, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 16186
Phone Number (844) 368-2858
Website vault.insurance
Address 300 First Avenue South Saint Petersburg, FL 33701
Balance Sheet Vault Reciprocal Exchange
Saint Petersburg, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 185.65M
Capital and Reserves Vault Reciprocal Exchange
Saint Petersburg, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 1.30
Risk-Adjusted Capital Ratio #2 0.90
1-Year Reserve Development -1,390.00%
2-Year Reserve Development -1,140.00%
Capital 90.52M
Premium to Surplus 80.00%
Reserves to Surplus 60.00%
Investments Vault Reciprocal Exchange
Saint Petersburg, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Vault Reciprocal Exchange
Saint Petersburg, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting -430.00%
Combined Ratio 90.00%
Expense Ratio 40.00%
Loss Ratio 50.79%
Net Premium Growth 4,120.00%
Other Medical Vault Reciprocal Exchange
Saint Petersburg, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Vault Reciprocal Exchange
Saint Petersburg, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 3.33M
Net Premium 72.51M
Health Premium --