D
Metromile Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
8,332
4,631
12,963
35.72%
23.88%
2024
9,725
5,044
14,769
34.15%
23.31%
2023
17,094
6,772
23,866
28.38%
22.83%
2022
18,569
9,699
28,268
34.31%
23.10%
2021
21,929
6,512
28,441
22.90%
22.81%
2020
18,651
5,665
24,316
23.30%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
393
1,218
1,611
75.61%
38.98%
2024
147
726
873
83.16%
39.58%
2023
0
0
0
0.00%
36.96%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,837
2,163
4,000
54.08%
45.21%
2024
2,094
2,613
4,707
55.51%
45.23%
2023
3,030
2,800
5,830
48.03%
44.64%
2022
3,904
3,488
7,392
47.19%
46.15%
2021
3,803
3,601
7,404
48.64%
46.87%
2020
3,195
3,347
6,542
51.16%
43.90%