Major Rating Factors:
Fair liquidity (4.3 on a scale of 0 to 10) as cash resources may not be adequate to cover a spike in claims. Weak profitability index (2.4) with operating losses during 2022, 2023, 2024 and 2025. Good long-term capitalization index (5.2) based on good current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range over the last two years.
Other Rating Factors:
Good overall results on stability tests (5.8) despite. Stability strengths include good operational trends, good risk adjusted capital for prior years and excellent risk diversification. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Personal/comm auto (47.7%), work comp (25.4%), homeowners (23.8%), comm multi (2.2%), other (0.9%)
Licensed in:
DC, DE, GA, IL, IN, KY, MD, MN, MO, NC, NY, PA, SC, TN, VA, VT, WI, WV
Principal Investments:
Investment grade bonds (97.5%), other (2.5%)
Corporate Info
Group Affiliation
Erie Indemnity Co
Investment Rating
Company Address
100 Erie Insurance Place
Erie, PA 16530
Erie, PA 16530
Phone Number
(814) 870-2000
NAIC Number
16233
Website
Largest Affiliates