C
Next Ins US Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.40
Risk Adjusted
Capital Ratio #2
0.86
Loss
Ratio
71.10%
Total
Assets
390.68M
Capital
91.98M
Net
Premiums
47.32M
Net
Income
6.64M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
9
9
100.00%
23.31%
2023
46
50
96
52.08%
22.83%
2022
13
15
28
53.57%
23.10%
2021
120
102
222
45.95%
22.81%
2020
20
11
31
35.48%
21.51%
2019
0
0
0
0.00%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3
13
16
81.25%
47.45%
2023
26
42
68
61.76%
47.29%
2022
11
23
34
67.65%
45.44%
2021
82
56
138
40.58%
44.40%
2020
9
14
23
60.87%
42.45%
2019
0
0
0
0.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
129
196
325
60.31%
41.74%
2023
75
98
173
56.65%
38.64%
2022
10
9
19
47.37%
39.39%
2021
21
16
37
43.24%
40.41%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
28
199
227
87.67%
81.44%
2023
10
90
100
90.00%
74.87%
2022
0
6
6
100.00%
72.69%
2021
0
2
2
100.00%
79.01%
2020
0
3
3
100.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,383
3,685
5,068
72.71%
12.32%
2023
1,611
3,182
4,793
66.39%
16.34%
2022
254
463
717
64.57%
11.13%
2021
1,144
1,205
2,349
51.30%
18.93%
2020
235
370
605
61.16%
20.93%
2019
0
2
2
100.00%
16.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
35.33%
2023
0
0
0
0.00%
35.67%
2022
0
1
1
100.00%
37.14%