C
JOURNEY INSURANCE CO
Rating Date
December 2023
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
15.94
Risk Adjusted
Capital Ratio #2
10.77
Loss
Ratio
9.60%
Total
Assets
79.15M
Capital
59.46M
Net
Premiums
6.28M
Net
Income
-3.42M
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Weiss Ratings JOURNEY INSURANCE CO
Saint Petersburg, IL 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 9.30
Profitability Index 4.30
Reserve Adequacy Index 3.60
Stability Index 2.80
Company Info JOURNEY INSURANCE CO
Saint Petersburg, IL 		Click to
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Industry P&C
NAIC Number 16423
Phone Number (727) 895-7737x1476
Website www.upcinsurance.com
Address 800 2nd Ave South Saint Petersburg, IL 33701
Balance Sheet JOURNEY INSURANCE CO
Saint Petersburg, IL 		Click to
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Total Assets 79.15M
Capital and Reserves JOURNEY INSURANCE CO
Saint Petersburg, IL 		Click to
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Risk-Adjusted Capital Ratio #1 15.94
Risk-Adjusted Capital Ratio #2 10.77
1-Year Reserve Development -0.20%
2-Year Reserve Development 0.00%
Capital 59.46M
Premium to Surplus 15.30%
Reserves to Surplus 0.70%
Investments JOURNEY INSURANCE CO
Saint Petersburg, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.00%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios JOURNEY INSURANCE CO
Saint Petersburg, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 188.90%
Combined Ratio 47.30%
Expense Ratio 37.70%
Loss Ratio 9.60%
Net Premium Growth 453.50%
Other Medical JOURNEY INSURANCE CO
Saint Petersburg, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability JOURNEY INSURANCE CO
Saint Petersburg, IL 		Click to
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Net Income -3.42M
Net Premium 6.28M
Health Premium --
Weiss Ratings