B
AzGUARD Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
25.40
Risk Adjusted
Capital Ratio #2
13.00
Loss
Ratio
123.44%
Total
Assets
760.47M
Capital
558.57M
Net
Premiums
43.11M
Net
Income
-51.74K
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Weiss Ratings AzGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 4.00
Reserve Adequacy Index 3.30
Stability Index 6.80
Company Info AzGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Industry P&C
NAIC Number 16495
Phone Number (570) 825-9900 3071
Website www.guard.com
Address 39 Public Square Wilkes-Barre, PA 18701
Balance Sheet AzGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Total Assets 760.47M
Capital and Reserves AzGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Risk-Adjusted Capital Ratio #1 25.40
Risk-Adjusted Capital Ratio #2 13.00
1-Year Reserve Development 3,030.00%
2-Year Reserve Development 3,130.00%
Capital 558.57M
Premium to Surplus 10.00%
Reserves to Surplus 20.00%
Investments AzGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios AzGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 140.00%
Combined Ratio 150.00%
Expense Ratio 30.00%
Loss Ratio 123.44%
Net Premium Growth -20.00%
Other Medical AzGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability AzGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Net Income -51.74K
Net Premium 43.11M
Health Premium --