Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
278
158
436
36.24%
23.88%
2024
226
144
370
38.92%
23.31%
2023
0
445
445
100.00%
22.83%
2022
196
214
410
52.20%
23.10%
2021
220
215
435
49.43%
22.81%
2020
213
176
389
45.24%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
37
101
138
73.19%
49.08%
2024
82
190
272
69.85%
47.46%
2023
0
317
317
100.00%
47.29%
2022
159
265
424
62.50%
45.44%
2021
188
285
473
60.25%
44.40%
2020
177
389
566
68.73%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
7
17
24
70.83%
42.44%
2024
19
37
56
66.07%
41.75%
2023
0
101
101
100.00%
38.64%
2022
60
81
141
57.45%
39.39%
2021
85
79
164
48.17%
40.41%
2020
89
234
323
72.45%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
38.98%
2024
0
0
0
0.00%
39.58%
2023
0
0
0
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
72
73
98.63%
95.15%
2024
0
108
108
100.00%
96.08%
2023
0
116
116
100.00%
95.22%
2022
1
104
105
99.05%
96.00%
2021
1
95
96
98.96%
93.58%
2020
0
96
96
100.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
20
20
100.00%
94.16%
2024
0
18
18
100.00%
92.29%
2023
0
16
16
100.00%
92.52%
2022
0
15
15
100.00%
92.14%
2021
0
10
10
100.00%
91.74%
2020
0
7
7
100.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
13
1,267
1,280
98.98%
83.87%
2024
15
1,392
1,407
98.93%
81.44%
2023
0
1,083
1,083
100.00%
74.87%
2022
11
797
808
98.64%
72.69%
2021
24
901
925
97.41%
79.01%
2020
16
898
914
98.25%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
77
1,625
1,702
95.48%
13.25%
2024
78
1,237
1,315
94.07%
12.32%
2023
0
1,101
1,101
100.00%
16.34%
2022
244
1,281
1,525
84.00%
11.13%
2021
203
1,041
1,244
83.68%
18.93%
2020
159
915
1,074
85.20%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
46.15%
2021
0
0
0
0.00%
46.87%
2020
0
0
0
0.00%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
35.33%
2022
0
0
0
0.00%
37.14%
2021
0
0
0
0.00%
35.46%
2020
0
0
0
0.00%
33.86%